Guaranteed Returns
Lock in a fixed interest rate for the entire term, providing certainty and predictable returns on your investment.
Find the Best Term Deposit Rates in Australia
Compare competitive rates from leading Australian banks and financial institutions. Make informed decisions with our interactive calculator.
Term Deposit Calculator
Calculate your potential returns with our easy-to-use interactive calculator.
Your Results
Initial Deposit:
$10,000
Interest Earned:
$450.00
Total at Maturity:
$10,450.00
Term Length:
12 months
Current Top Term Deposit Rates
Updated regularly to help you find the most competitive rates available.
| Provider | 3 Months | 6 Months | 12 Months | 24 Months | Min. Deposit |
|---|---|---|---|---|---|
| Bank A | 4.25% | 4.50% | 4.75% | 4.60% | $5,000 |
| Bank B | 4.15% | 4.45% | 4.80% | 4.70% | $10,000 |
| Credit Union C | 4.30% | 4.55% | 4.85% | 4.75% | $1,000 |
| Bank D | 4.10% | 4.40% | 4.70% | 4.65% | $5,000 |
Why Choose Term Deposits?
Low Risk Investment
Term deposits are covered by the Australian Government's Financial Claims Scheme up to $250,000 per institution.
Flexible Terms
Choose from terms ranging from 1 month to 5 years, allowing you to match your investment to your financial goals.
Easy to Understand
Simple, straightforward investment with no hidden fees or complex conditions to navigate.
Learn More About Term Deposits
Make informed decisions with our comprehensive guides and resources.