What is Judo Bank's current term deposit rate?

As of 2026-08-21, Judo Bank's term deposit rates ranged up to 5.50% p.a. depending on the term. See the full table above, and confirm the current rate on Judo Bank's official site before opening an account.

What is the minimum deposit for a Judo Bank term deposit?

Judo Bank's minimum term deposit is generally around $1,000, though this can vary by term and product. Confirm on their official site.

Judo Bank Term Deposit Rates (2026-08-22) | Term Deposit Rates Australia

Rates shown may include promotional offers and can change without notice — confirm the current rate on the provider's site before acting. How we source rates

Term	Interest Rate (p.a.)	Min. Deposit
7 months	5.45%	$1,000
12 months	5.35%	$1,000
60 months	5.50%	$1,000

Source: Judo Bank personal term deposit rates

Notes on Judo Bank's rates

Terms available: 3, 6, 9, 12, 24, 36, 48 and 60 months, plus specials like the 7-month term shown. No account fees, $1,000 minimum. A 0.05% p.a. loyalty bonus applies on full-balance rollover at maturity.

Interest Payment Options

Judo Bank's interest payment options: At maturity or annually. Interest paid at maturity typically offers the headline rate; opting for monthly or quarterly payments can reduce the effective rate slightly, since you're accessing your returns sooner.

How Judo Bank Compares

Term deposit rates move independently between banks, so it's worth checking a few options before committing. See how Judo Bank stacks up against other providers:

Or use our full comparison table to see every bank side by side, or the term deposit calculator to estimate your returns.