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St George Term Deposit Rates

Westpac Group brand offering fixed term deposits with an online renewal bonus. Rates last checked 2026-08-10.

Rates shown may include promotional offers and can change without notice — confirm the current rate on the provider's site before acting. How we source rates

Term Interest Rate (p.a.) Min. Deposit
3 months 3.25% $1,000
6 months 3.40% $1,000
11 months 5.25% — Special/promotional term $1,000
12 months 5.15% $1,000

Source: St George fixed term deposit rates

Notes on St George's rates

Deposits $1,000-$2,000,000. Existing customers get an extra 0.10% p.a. for opening or renewing online. St George is part of the Westpac Group, which is reflected in its 3/6-month rates matching Westpac's. 2/3/5-year figures were not confirmed at last review.

Interest Payment Options

St George's interest payment options: Monthly or at maturity. Interest paid at maturity typically offers the headline rate; opting for monthly or quarterly payments can reduce the effective rate slightly, since you're accessing your returns sooner.

How St George Compares

Term deposit rates move independently between banks, so it's worth checking a few options before committing. See how St George stacks up against other providers:

Or use our full comparison table to see every bank side by side, or the term deposit calculator to estimate your returns.