What is Bendigo Bank's current term deposit rate?

As of 2026-08-21, Bendigo Bank's term deposit rates ranged up to 5.25% p.a. depending on the term. See the full table above, and confirm the current rate on Bendigo Bank's official site before opening an account.

What is the minimum deposit for a Bendigo Bank term deposit?

Bendigo Bank's minimum term deposit is generally around $1,000, though this can vary by term and product. Confirm on their official site.

Bendigo Bank Term Deposit Rates (2026-08-22) | Term Deposit Rates Australia

Rates shown may include promotional offers and can change without notice — confirm the current rate on the provider's site before acting. How we source rates

Term	Interest Rate (p.a.)	Min. Deposit
11 months	5.25% — Special/promotional term	$1,000

Source: Bendigo Bank term deposit rates

Notes on Bendigo Bank's rates

Only the current 11-month special could be confirmed with confidence. Standard-tier figures found during research looked stale/unreliable and have been excluded — check the source link for the full current table.

Interest Payment Options

Bendigo Bank's interest payment options: Varies by term. Interest paid at maturity typically offers the headline rate; opting for monthly or quarterly payments can reduce the effective rate slightly, since you're accessing your returns sooner.

How Bendigo Bank Compares

Term deposit rates move independently between banks, so it's worth checking a few options before committing. See how Bendigo Bank stacks up against other providers:

Or use our full comparison table to see every bank side by side, or the term deposit calculator to estimate your returns.