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AMP Bank Term Deposit Rates

Term deposits with rates that vary by deposit tier, up to 5 years. Rates last checked 2026-08-01.

Rates shown may include promotional offers and can change without notice — confirm the current rate on the provider's site before acting. How we source rates

Term Interest Rate (p.a.) Min. Deposit
6 months 5.00% — Tier for deposits up to $25,000 $25,000
12 months 5.30% $25,000
24 months 5.25% $25,000
36 months 3.70% $25,000

Source: AMP Bank term deposit rates and fees

Notes on AMP Bank's rates

AMP offers terms from 1-13 months plus 18 months and annual terms to 5 years, with rates varying by deposit size (larger deposits can get better rates). These figures came via a third-party aggregator rather than a direct AMP fetch — confirm before acting.

Interest Payment Options

AMP Bank's interest payment options: Varies by term. Interest paid at maturity typically offers the headline rate; opting for monthly or quarterly payments can reduce the effective rate slightly, since you're accessing your returns sooner.

How AMP Bank Compares

Term deposit rates move independently between banks, so it's worth checking a few options before committing. See how AMP Bank stacks up against other providers:

Or use our full comparison table to see every bank side by side, or the term deposit calculator to estimate your returns.