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Rabobank Term Deposit Rates

Dutch-owned agribusiness bank offering some of the market's more competitive long-term rates. Rates last checked 2026-08-15.

Rates shown may include promotional offers and can change without notice — confirm the current rate on the provider's site before acting. How we source rates

Term Interest Rate (p.a.) Min. Deposit
12 months 5.00% — Reported as Rabobank's best current 12-month rate $1,000
60 months 5.15% — Reported as Rabobank's best current 5-year rate $1,000

Source: Rabobank Australia term deposit rates

Notes on Rabobank's rates

A separate high-balance tier ($500,000-$2,000,000, 60-month term) reportedly offers around 5.70% p.a. — not representative of standard retail rates. A 0.10% loyalty bonus applies when a term deposit auto-reinvests at maturity. 3/6/9-month and 2/3-year figures were not confirmed at last review.

Interest Payment Options

Rabobank's interest payment options: Annually. Interest paid at maturity typically offers the headline rate; opting for monthly or quarterly payments can reduce the effective rate slightly, since you're accessing your returns sooner.

How Rabobank Compares

Term deposit rates move independently between banks, so it's worth checking a few options before committing. See how Rabobank stacks up against other providers:

Or use our full comparison table to see every bank side by side, or the term deposit calculator to estimate your returns.